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Aluma Capital (Pty) Ltd is a registered Financial Services Provider (FSP 46449) in terms of The Financial Advisory and Intermediary Services Act (37 of 2002)

Secure
growth with
fixed returns

Enjoy 100% capital protection*
on your initial investment while
achieving growth with a
12.6% Rate of Return.
Calculate your Returns
Call Me Back

Secure growth
with fixed returns

Enjoy 100% capital protection* on your initial investment while achieving growth with a 12.6% Rate of Return.
Calculate your Returns
Call Me Back

What is the Fixed Return Growth Portfolio all about?

A 100% capital protection on your initial capital investment amount, while offering growth on your investment.
Fixed Return Growth Portfolio product breakdown

Risk Profile

Low – Medium

Rate of Return

12.6%

Term

5 years

Investment Focus

Generate predictable returns over a 60 month investment period

Capital Protection

100%

Investment Portfolio

Growth Portfolio
What are the Aluma Capital benefits?

  • Offers 100% capital protection on your initial investment while providing growth on your capital.

  • Suitable for individuals and institutional investors who are seeking a low to medium risk product that generates a pre-set return.

Growth: Focuses on investments that yield predictable growth, ensuring steady returns.

Access: Breaks down the barriers that have historically prevented individuals from accessing private investments.

Liquidity: 5-year investment horizon, with interest payments offering additional liquidity in the interim.

Capital Protection: Focuses on lower-risk strategies, significantly reducing the risk of capital loss.

Fixed Return Growth Portfolio product breakdown

Risk Profile

Low – Medium

Rate of Return

12.6%

Term

5 years

Investment Focus

Generate predictable returns over a 60 month investment period

Capital Protection

100%

Investment Portfolio

Growth Portfolio
What are the Aluma Capital benefits?

  • Offers 100% capital protection on your initial investment while providing growth on your capital.

  • Suitable for individuals and institutional investors who are seeking a low to medium risk product that generates a pre-set return.

Growth: Focuses on investments that yield predictable growth, ensuring steady returns.

Access: Breaks down the barriers that have historically prevented individuals from accessing private investments.

Liquidity: 5-year investment horizon, with interest payments offering additional liquidity in the interim.

Capital Protection: Focuses on lower-risk strategies, significantly reducing the risk of capital loss.

Today’s Vision, Tomorrow’s Wealth

Calculate your Returns

What are the Benefits of Fixed Return Growth Portfolio?

Capital Protection

Investors receive 100% capital protection at maturity, protecting their investment in the event of market fluctuations or economic uncertainties.

12.6% Rate of Return

With a Rate of Return of 12.6%* per annum, investors have the opportunity to realise above average, pre-set returns on their investment.

Growth on your Capital

The Fixed Growth option focuses on capital appreciation through long-term growth. Provides investors the ability to better align their investment planning to their long term investment goals.

Invest Digitally

In the AI era where you can do most things online, why shouldn’t you be able to invest online?
* The performance rate is the minimum rate of return that an investment must generate in order to be considered successful.
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Fixed Return Growth Portfolio Calculator

Calculate your potential returns on your capital. Investments start from R100 000.
Fixed Return Growth Portfolio Calculator

Section

R
PLEASE NOTE: Minimum investment of R100,000 required.

Section

Projected Return @ 12.6% p.a.

For a more detailed forecast please submit your details below.

Disclaimer: This forecast is valid for a period of thirty (30) days only from the date of issuance. Please note that projections and returns are subject to change after this time frame. Signing this document does not mean that either you or Aluma have accepted this investment proposal, it is simply proof that you agree that the contents of the investment proposal was explained to you.

Please review the Terms and Conditions that will be included within your forecast.

By clicking 'Submit' you agree to the Terms and Conditions as laid out by Aluma Capital.

Start investing
digitally in under
10 minutes

Digital Investing
utilises Automated
advice asset
management, often
referred to as “robo-
advisory“, a financial
service that uses
technology and
algorithms to provide
investment advice and
manage portfolios.
This approach aims to offer cost-effective, automated, and algorithm-driven solutions for individuals and investors looking to optimize their investment strategies.

Start investing digitally in under 10 minutes

Why use Digital Investing?

Digital Investing utilises Automated advice asset management, often referred to as “robo-advisory“, a financial service that uses technology and algorithms to provide investment advice and manage portfolios. This approach aims to offer cost-effective, automated, and algorithm-driven solutions for individuals and investors looking to optimize their investment strategies.

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Speak to an Advisor

We know your time is precious, so let’s save it. Fill in the form below and one of our advisors will contact you.

Fixed Return Growth Portfolio Quick Contact
Minimum Investment of R100,000
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By clicking 'Submit' you agree to the Terms and Conditions as laid out by Aluma Capital.

* All investments carry an inherent level of risk, and any income generated from them may fluctuate. Past performance is not a reliable indicator of future results. Independent financial advice is recommended to ensure this investment is suited to your investment needs and meets your level of risk.

Fixed Return
Growth Portfolio

This investment option provides 100% capital protection* on your initial investment, while also delivering growth with a 12.6% Rate of Return.

* Please note that the use of words or phrases such as (or similar to) “capital protected” in the name of any relevant security or anywhere in the relevant documentation or marketing material refers only to the obligation of the portfolio manager to repay any initial principal amount at maturity.

The relevant security is not guaranteed by any party.

Capital Protection is only applicable if the product is held until maturity, i.e. for the full term.

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