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Aluma Capital (Pty) Ltd is a registered Financial Services Provider (FSP 46449) in terms of The Financial Advisory and Intermediary Services Act (37 of 2002)

The Fixed Return Income Portfolio

This investment option ensures 100% capital protection* on your initial investment, while also providing a monthly income with a 12.6% Rate of Return.

Fixed Return Income Portfolio Quick Contact
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Fixed Return Income Portfolio

This investment option ensures 100% capital protection* on your initial investment, while also providing a monthly income with a 12.6% Rate of Return.
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Fixed Return Income Portfolio Quick Contact
Name
Name
R
Is the Capital available?
* All investments carry an inherent level of risk, and any income generated from them may fluctuate. Past performance is not a reliable indicator of future results. Independent financial advice is recommended to ensure this investment is suited to your investment needs and meets your level of risk.

Fixed Return Income Portfolio

The Aluma Capital Fixed Return Income Portfolio offers a 100% capital protection whilst generating a monthly income.

In partnership with a leading South African bank, we invest in fixed-income securities. This allows us to produce sustained income through a monthly dividend until maturity.

This product is suitable for individuals as well as institutional investors who have a low to medium risk tolerance that requires a high level of fixed income from their capital investment paired with low risk.

Risk Profile

Performance Rate
12.6%

Term
5 years

Fund Manager
Aluma Capital (Pty) Ltd (FSP 46449)

Investment Focus
Generate predictable returns over a 60 month investment period

Investment Portfolio
Income Portfolio

Fees
R0.00

Aluma Fixed Income Portfolio Calculator

Calculate your potential returns on your capital. Investments start from R100,000.

Benefits of the Fixed Income Portfolio

100% Capital Protection

Clients receive a 100% capital protection, protecting their initial investment in the event of market fluctuations or economic uncertainties. This provides clients with security and risk minimisation.

Income on Initial Capital

The fixed income option allows clients to receive monthly income payments generated from their investment, which can be particularly beneficial for those seeking a steady stream of earnings.

1% Annual Bonus

Clients can enjoy the benefit of a 1% annual bonus on their capital investment over R1 Million. They receive the additional 1% of their investment as a bonus each year. 100% Capital Allocation.

Reasons to Invest in the Fixed Portfolio

This product is suitable for individuals as well as institutional investors who have a low to medium risk tolerance that requires a high level of fixed income from their capital investment, paired with low risk provided by one of South Africa’s largest banks.

100% Capital Protection

Clients receive a 100% capital protection from a leading South African Bank, protecting their initial investment in the event of market fluctuations or economic uncertainties. This provides clients with security and risk minimisation.

12.6% Performance Rate

With a Performance Rate of 12.6% per annum, the investment opportunities offered to clients have the potential to deliver substantial returns. This provides clients with opportunities for significant growth on their investments.

Income or Growth

Clients are provided with the flexibility to choose between an income option and a growth option on their invested capital. Providing clients with the choice to align their investment strategy to their needs and objectives.
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