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Aluma Capital (Pty) Ltd is a registered Financial Services Provider (FSP 46449) in terms of The Financial Advisory and Intermediary Services Act (37 of 2002)

Earn Income

with fixed returns

Benefit from 100% capital
protection* on your initial
investment while receiving a
monthly income at a
12.6% Rate of Return.
Calculate your Returns
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Earn Income

with fixed returns

100% Capital Protection at Maturity* on your initial investment while receiving a monthly income at a 12.6% Rate of Return.

Calculate your Returns
Call Me Back

What is the Fixed Return Income Portfolio all about?

The Fixed Return Portfolio provides 100% capital protection on the client’s initial investment amount at maturity, provided the investment is held for the full investment term. Capital protection refers to the portfolio manager’s obligation to repay the initial principal amount at maturity and does not constitute a guarantee by any third party.

Fixed Return Income Portfolio product breakdown

Risk Profile

Low – Medium

Rate of Return

12.6%

Term

5 years

Investment Focus

Established companies in growth / expansion phase,
including select later-stage businesses; proven
performance and strong earnings potential.

Capital Protection

100% Capital Protection at Maturity

Investment Portfolio

Income Portfolio
What are the Aluma Capital benefits?

• Growth on your capital, plus Capital protection on your Initial Investment Amount if the investment is held to maturity.
• Combines actively managed strategies with structured capital-preserving treasury instruments to deliver predictable, contractual returns.
• Suitable for individual and institutional investors from a medium-low risk tolerance.

Fixed Return Income Portfolio product breakdown

Risk Profile

Low – Medium

Rate of Return

12.6%

Term

5 years

Investment Focus

Established companies in growth / expansion phase,
including select later-stage businesses; proven
performance and strong earnings potential.

Capital Protection

100% Capital Protection at Maturity

Investment Portfolio

Income Portfolio
What are the Aluma Capital benefits?

• Growth on your capital, plus Capital protection on your Initial Investment Amount if the investment is held to maturity.
• Combines actively managed strategies with structured capital-preserving treasury instruments to deliver predictable, contractual returns.
• Suitable for individual and institutional investors from a medium-low risk tolerance.

Today’s Vision, Tomorrow’s Wealth

Calculate your Returns

What are the Benefits of Fixed Return Income Portfolio?

Capital Protection

Your Initial Investment Amount is protected by the Fund and repaid at maturity. The passive component of the investment is placed in structured capital-preserving treasury instruments for consistent, predictable outcomes.
*Capital protection applies only if the investment is held for the full term.

12.6% Rate of Return

With a Rate of Return of 12.6%* per annum, investors have the opportunity to realise above average, pre-set returns on their investment.

Income on Initial Capital

The fixed income option allows investors to receive monthly payments generated from their investments, which can be particularly beneficial for those seeking a steady stream of earnings.

Invest Digitally

In the AI era where you can do most things online, why shouldn’t you be able to invest online?
* The performance rate is the minimum rate of return that an investment must generate in order to be considered successful.
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Fixed Return Income Portfolio Calculator

Calculate your potential returns on your capital. Investments start from R100,000.
Fixed Return Income Portfolio Calculator Mobile
R
PLEASE NOTE: Minimum investment of R100,000 required.

Fixed Return Income Portfolio Calculator

Calculate your potential returns on your capital. Investments start from R100,000.
Fixed Return Income Portfolio Calculator Desktop
R
PLEASE NOTE: Minimum investment of R100,000 required.

Start investing
digitally in under
10 minutes

Why use Digital
Investing?

Digital investing,
often referred to
as “robo-advisory”,
uses technology and
algorithms to automate
investment advice and
portfolio management. This
approach offers cost-effective solutions for investors seeking to optimise their investment strategies.

Start investing digitally in under 10 minutes

Why use Digital Investing?

Digital investing, often referred to as “robo-advisory”, uses technology and algorithms to automate investment advice and portfolio management. This approach offers cost-effective solutions for investors seeking to optimise their investment strategies.

Invest Now

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We know your time is precious, so let’s save it. Fill in the form below and one of our advisors will contact you.

Fixed Return Income Portfolio Quick Contact
Minimum Invstment of R100,000
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* All investments carry an inherent level of risk, and any income generated from them may fluctuate. Past performance is not a reliable indicator of future results. Independent financial advice is recommended to ensure this investment is suited to your investment needs and meets your level of risk.

Fixed Return
Income Portfolio

This investment option ensures 100% Capital Protection at Maturity* on your initial investment, while also providing a monthly income with a 12.6% Rate of Return.

* Please note that the use of words or phrases such as (or similar to) “capital protected” in the name of any relevant security or anywhere in the relevant documentation or marketing material refers only to the obligation of the portfolio manager to repay any initial principal amount at maturity.

The relevant security is not guaranteed by any party.

Capital Protection is only applicable if the product is held until maturity, i.e. for the full term.