Aluma
insurance
Advisors will assist you with
insuring your business, your
possessions and yourself.
Aluma insurance
Life Happens, and it pays to be prepared.
In today’s complex and dynamic world, protecting one’s assets and mitigating risks is paramount.
At Aluma Capital, we pride ourselves on offering a wide array of comprehensive insurance solutions tailored to meet the diverse needs of individuals, families, and businesses alike.
Aluma Capital’s Independent advisors will assist you with insuring your business, your possessions and yourself.
Short-Term insurance
Home Insurance
Planning for the future is essential, especially when it comes to providing financial security for your loved ones. Our life insurance products offer flexible coverage options to suit your unique needs, whether you’re looking for term life insurance for temporary protection or permanent life insurance for lifelong security and cash value accumulation. With competitive rates and customizable benefits, our policies provide the foundation for a secure financial future.
Vehicle Insurance
Whether you’re commuting to work or embarking on a cross-country road trip, our vehicle insurance policies offer reliable coverage for your vehicles. From basic liability coverage to comprehensive protection against collisions, theft, and vandalism, we ensure that you’re covered in any situation. Additionally, optional features such as roadside assistance and rental car reimbursement provide added convenience and protection on the road.
Business Insurance
For entrepreneurs and business owners, protecting your assets and liabilities is crucial to sustaining long-term success. Our comprehensive business insurance solutions encompass a wide range of coverage options, including general liability insurance, commercial property insurance, workers’ compensation, and professional liability coverage. Whether you operate a small startup or a large corporation, our tailored policies are designed to safeguard your business against unforeseen risks and liabilities.
Transport & GIT
Transportation and GIT Solutions offers a captivating narrative that explores the multifaceted world of logistics and insurance through the lens of Aluma Capital, a dynamic company striving for excellence in both transportation and General Interest and Transit (GIT) insurance services.
As Aluma Capital expands its footprint in the industry, it encounters a myriad of challenges and opportunities. From navigating complex supply chains to mitigating the risks associated with transporting valuable goods, the company’s journey is marked by perseverance, ingenuity, and a steadfast commitment to customer satisfaction.
Travel Insurance
Aluma Capital has partnered with TIC to offer robust and reliable travel insurance solutions. This collaboration combines Aluma Capital’s financial expertise with TIC’s extensive experience in insurance underwriting and risk management, ensuring comprehensive coverage and peace of mind for travellers.
With Aluma Capital and TIC’s travel insurance, customers benefit from extensive coverage options, including protection against trip cancellation, medical emergencies, baggage loss, and more. The partnership also provides flexibility, allowing travelers to tailor policies to their unique itineraries, preferences, and budgets through Aluma Capital’s platform.
In addition to comprehensive coverage, our policies include 24/7 emergency assistance, offering round-the-clock support for medical emergencies, travel mishaps, and other unexpected situations abroad.
We prioritize customer satisfaction, reliability, and peace of mind. Whether traveling for business or leisure, trust Aluma Capital and TIC to provide exceptional coverage every step of the way.
Cyber Risk Insurance
The rapid advancement of technology worldwide has led to a society that is heavily reliant on it. This unprecedented level of connectivity among individuals and organizations has introduced new risks that traditional insurance cannot adequately cover. These risks include viruses, hacking, liabilities from online publishing, and cybercrime, among others.
Cyber risk insurance has been developed to address these modern and unique threats faced by organizations in our technology-driven world.
- Professional Services: Provides protection against liability arising from negligence in the insured’s professional duties.
- Multimedia Liability: Covers liability from both physical and digital publications.
- Security & Privacy Liability: Offers coverage for liabilities resulting from a failure to prevent a cybersecurity breach.
- Data Recovery & Loss of Income: Provides business interruption coverage and covers expenses for restoring lost data.
- Privacy Regulatory Defence & Penalties: Covers liabilities arising from non-compliance with privacy regulations.
- Crisis Management Costs: Assists in managing and mitigating brand damage, including liability coverage related to privacy law compliance.
- Data Extortion: Covers costs associated with preventing losses and liabilities due to extortion threats.
For your Own Value
Create peace of mind with a holistic approach to cover unpredictable events or loss of income.
Life Insurance
Planning for the future is essential, especially when it comes to providing financial security for your loved ones. Our life insurance products offer flexible coverage options to suit your unique needs, whether you’re looking for term life insurance for temporary protection or permanent life insurance for lifelong security and cash value accumulation. With competitive rates and customizable benefits, our policies provide the foundation for a secure financial future.
Disability Cover
In an unpredictable world, safeguarding one’s financial well-being against unforeseen events is crucial. At Aluma Capital, we recognize the importance of protecting individuals and families from the financial hardships that can arise from disability. Our disability cover offers comprehensive protection, providing peace of mind and financial security in the face of unexpected circumstances.
Aluma Capital’s disability cover offers comprehensive protection, flexible options, additional benefits, peace of mind, and superior service to ensure that you and your loved ones are financially secure in the event of disability.
Income Protection
In today’s uncertain economic landscape, ensuring financial stability and security is paramount. At Aluma Capital, we understand the value of safeguarding your livelihood against unexpected events that could jeopardize your income. Our income protection plans offer comprehensive coverage, providing peace of mind and financial support in the event of illness, injury, or disability.
Dread Disease
In the realm of insurance, there exists a specialized form of coverage designed to address the financial repercussions of encountering severe illnesses. Known as Dread Disease Insurance, this unique policy offers a lifeline to individuals and families facing the daunting prospect of battling critical illnesses such as cancer, heart disease, stroke, and more. At Aluma Capital, we recognize the profound impact that these illnesses can have on one’s life and financial security. That’s why we offer comprehensive Dread Disease Insurance coverage, providing peace of mind and financial support during challenging times.
Funeral Cover
In times of grief and loss, families often face not only emotional burdens but also financial stress as they navigate the expenses associated with funerals and burials. Recognizing the importance of easing this burden, funeral cover, also known as burial insurance or final expense insurance, offers a practical solution. At Aluma Capital, we understand the significance of honoring loved ones with dignity and respect, which is why we offer comprehensive funeral cover to provide peace of mind during difficult times.
We offer comprehensive coverage, affordable premiums, no medical exam requirement, and superior service to provide peace of mind and financial support to families during times of loss. With our commitment to excellence and customer satisfaction, we are here to support you every step of the way as you honor and celebrate the life of your loved one.
You can start the process by filling in the form on this page below this section. Alternatively, you can contact Aluma on
012 012 5291. An Aluma representative will be in touch with you to comprehensively discuss all your requirements.
To schedule an appointment with one of our advisors, you can simply reach out to us via phone, email, or through our website’s contact form. Once contacted, our team will promptly arrange a convenient time for the appointment, ensuring personalized attention to address your insurance needs.
Paying your insurance premium via debit order means giving the insurer permission to automatically deduct the premium amount from your bank account on a regular basis, typically monthly or *annually. This method ensures that your insurance payments are made on time without you having to remember to pay manually each time.
To change your policy details, simply contact our offices either via email or telephone. Our team will assist you in updating your information according to your needs and preferences.
- Contact the SOS Number: Dial the emergency number provided by your broker or insurer immediately after the incident occurs.
- Provide Details: Explain the situation to the representative who answers the call, providing all necessary details about the incident, including when and where it happened, and what was damaged or lost.
- Contact the SOS Number: Dial the emergency number provided by your broker or insurer immediately after the incident occurs.
- Provide Details: Explain the situation to the representative who answers the call, providing all necessary details about the incident, including when and where it happened, and what was damaged or lost.
- Follow Instructions: Follow any instructions provided by the representative, which may include gathering additional information or taking specific actions.
- Claim Processing: The representative will initiate the claims process on your behalf, ensuring that all necessary information is submitted to the insurer for evaluation.
- Follow-up and Support: Remain in contact with the representative for updates on your claim’s progress and to address any questions or concerns you may have.
- Resolution of Payment: Once the claim is processed and approved, your insurer will provide the appropriate settlement or reimbursement according to the terms of your policy.
Utilizing the SOS number provided by your broker or insurer ensures prompt assistance and support during emergency situations, streamlining the claims process for a quicker resolution.
To cancel your policy, simply contact our offices via email or phone and request cancellation.
Speak to an Advisor
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* All investments carry an inherent level of risk, and any income generated from them may fluctuate. Past performance is not a reliable indicator of future results. Independent financial advice is recommended to ensure this investment is suited to your investment needs and meets your level of risk.