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Aluma Capital (Pty) Ltd is a registered Financial Services Provider (FSP 46449) in terms of The Financial Advisory and Intermediary Services Act (37 of 2002)

Expand globally with the USD
Offshore Note

Secure 100% Capital Protection*
while gaining leveraged equity
exposure, designed to navigate
and thrive in slow-growth markets.
Calculate your Returns
Call Me Back

Expand globally with
the USD Offshore Global Note

Secure 100% Capital Protection* while gaining leveraged equity exposure, designed to navigate and thrive in slow-growth markets.
Calculate your Returns
Call Me Back

What is the USD Offshore Global Note all about?

A private equity income product aims to generate regular income for investors by investing in private equity investments that focus on income-generating companies.
USD Offshore Global Note product breakdown

Risk Profile

Low – Medium

Investment Class

Offshore Structured Note

Investment Focus

Multi-Asset Fund Basket

Capital Allocation

100%
What are the Aluma Capital benefits?

  • Diversified Global Exposure: Gain access to global developed equities, bonds, and commodities markets. Includes exposure to the ZAR/USD exchange rate on any growth at maturity.

  • Capital Protection: A fully capital-protected South African Rand (ZAR) investment ensures your initial capital is safeguarded.

  • Attractive Returns: Designed to offer competitive returns while managing risk.

  • Intra-Term Liquidity: Provides flexibility through access to funds during the investment term.

  • Portfolio Diversification: An ideal choice for investors seeking to diversify portfolios post-market corrections without the risk of zero returns or capital loss.

USD Offshore Global Note product breakdown

Risk Profile

Low – Medium

Investment Class

Offshore Structured Note

Investment Focus

Multi-Asset Fund Basket

Capital Allocation

100%
What are the Aluma Capital benefits?

  • Diversified Global Exposure: Gain access to global developed equities, bonds, and commodities markets. Includes exposure to the ZAR/USD exchange rate on any growth at maturity.

  • Capital Protection: A fully capital-protected South African Rand (ZAR) investment ensures your initial capital is safeguarded.

  • Attractive Returns: Designed to offer competitive returns while managing risk.

  • Intra-Term Liquidity: Provides flexibility through access to funds during the investment term.

  • Portfolio Diversification: An ideal choice for investors seeking to diversify portfolios post-market corrections without the risk of zero returns or capital loss.

Today’s Vision, Tomorrow’s Wealth

Calculate your Returns
Calculate your Returns

The Investment Overview of the USD Offshore Global Note

The Aluma USD Offshore Investment Note is a five-year investment that protects your capital while being tied to the performance of a global mix of stocks, bonds, and commodities.
It is based on the BNP Paribas Multi-Asset Global Diversified Index.

Invest Locally,
Gain International Exposure

Upon a minimum initial investment of R250,000 you will receive a 100% Participation Rate and added to the investment fund basket.

100% Assets
bought in USD

Your initial investment will be converted into USD and used to purchase your offshore assets.

Markets do
their thing

The purchased assets are put into a basket, and their performance is tracked as one.

Fund Maturity =
100% Capital Return + Profit

After 5 (five) years, when the investment matures, you will receive, in full (100%), of your initial investment as well as any profit that was gained during the period.
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Book an Appointment

USD Offshore Global Note Calculator

Calculate your potential returns on your capital. Investments start from R100 000.
USD Offshore Global Note Calculator Mobile

Section

R
PLEASE NOTE: Minimum investment of R250,000 minimum required.

Section

Scenario 1: Rand Stays Flat

(based on avg. return of 6.2% p.a.)

USD/ZAR = R18.00 when the investment is made and USD/ZAR = R18.00 on the Maturity Date.
Projected 35% Return at Maturity

Scenario 2: Rand Depreciation Scenario

(based on avg. return of 6.2% p.a.)

USD/ZAR = R18.00 when the investment is made and USD/ZAR = R21.00 on the Maturity Date.
Projected 40.83% Return at Maturity

For a more detailed forecast please submit your details below.

Disclaimer: This forecast is for illustration purposes only. Projections and returns are subject to market conditions and therefore may change at any time. Signing this document does not mean that either you or Aluma have accepted this investment proposal, it is simply proof that you agree that the contents of the investment proposal was explained to you.

Please review the Terms and Conditions that will be included within your forecast.

By clicking 'Submit' you agree to the Terms and Conditions as laid out by Aluma Capital.

USD Offshore Global Note Calculator

Calculate your potential returns on your capital. Investments start from R100 000.
USD Offshore Global Note Calculator Desktop

Section

R
PLEASE NOTE: Minimum investment of R250,000 minimum required.

Section

Scenario 1: Rand Stays Flat

(based on avg. return of 6.2% p.a.)

USD/ZAR = R18.00 when the investment is made and USD/ZAR = R18.00 on the Maturity Date.
Projected 35% Return at Maturity

Scenario 2: Rand Depreciation Scenario

(based on avg. return of 6.2% p.a.)

USD/ZAR = R18.00 when the investment is made and USD/ZAR = R21.00 on the Maturity Date.
Projected 40.83% Return at Maturity

For a more detailed forecast please submit your details below.

Disclaimer: This forecast is for illustration purposes only. Projections and returns are subject to market conditions and therefore may change at any time. Signing this document does not mean that either you or Aluma have accepted this investment proposal, it is simply proof that you agree that the contents of the investment proposal was explained to you.

Please review the Terms and Conditions that will be included within your forecast.

By clicking 'Submit' you agree to the Terms and Conditions as laid out by Aluma Capital.

Are you worried about loss?

Your initial investment amount is protected.

The Aluma USD Offshore Investment Note comes with a 100% Capital Protection. No matter what happens within the marlets you will still receive your initial investment back. You lose nothing, but gain if profits are made.

Would you like to get started on your offshore journey?

Book an Appointment

For whom is this investment suitable?

This Investment may be suitable if you:
  • Want to invest in South African rand and have a minimum lump sum of R250,000.
  • Want some exposure to foreign currency.
  • Understand and are comfortable with the Index.
  • Are able to commit a quarter of your money for one and three years respectively and the other half for five years.
  • Do not want to risk losing any capital, provided you remain invested for the full term of each tenure in the Investment.
  • Would like to earn attractive Fixed Returns and at the same time benefit geared exposure to any positive growth of global stock markets.
  • Want to diversify your portfolio to markets and assets outside South Africa.
This Investment may not be suitable if you:
  • Cannot accept that the Index may achieve no or very little growth and that the return on the Multi-asset Index portion of your Investment could after five years be zero or less than you could have earned in a low-risk deposit account.
  • Do not understand or are not comfortable with the Index used.
  • Would prefer no foreign currency exposure.
  • Are not willing to assume the full credit risk of the Issuer. If the creditworthiness of the Issuer declines over the investment term, the value of your Investment may also fall, which may result in capital loss if the Investment is sold before maturity. If the Issuer is unable to repay capital or any return due at maturity, you will get back less than is due to you or nothing at all.

Speak to an Advisor

We know your time is precious, so let’s save it. Fill in the form below and one of our advisors will contact you.

USD Offshore Global Note Quick Contact
R
Minimum amount of R250,000
Is the Capital available immediately?
What is your preferred language?
By clicking 'Submit' you agree to the Terms and Conditions as laid out by Aluma Capital.

* All investments carry an inherent level of risk, and any income generated from them may fluctuate. Past performance is not a reliable indicator of future results. Independent financial advice is recommended to ensure this investment is suited to your investment needs and meets your level of risk.

USD Offshore
Global Note

An Offshore Investment option, offering 100% Capital Protection* and leveraged equity exposure to mitigate the impact of a slow-growth environment.
* All investments carry an inherent level of risk, and any income generated from them may fluctuate. Past performance is not a reliable indicator of future results. Independent financial advice is recommended to ensure this investment is suited to your investment needs and meets your level of risk.
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