Expand globally with the USD
Offshore Note
while gaining leveraged equity
exposure, designed to navigate
and thrive in slow-growth markets.
Expand globally with
the USD Offshore Global Note
What is the USD Offshore Global Note all about?
Risk Profile
Low – MediumInvestment Class
Investment Focus
Capital Allocation
Diversified Global Exposure: Gain access to global developed equities, bonds, and commodities markets. Includes exposure to the ZAR/USD exchange rate on any growth at maturity.
Capital Protection: A fully capital-protected South African Rand (ZAR) investment ensures your initial capital is safeguarded.
Attractive Returns: Designed to offer competitive returns while managing risk.
Intra-Term Liquidity: Provides flexibility through access to funds during the investment term.
Portfolio Diversification: An ideal choice for investors seeking to diversify portfolios post-market corrections without the risk of zero returns or capital loss.
Risk Profile
Low – MediumInvestment Class
Investment Focus
Capital Allocation
Diversified Global Exposure: Gain access to global developed equities, bonds, and commodities markets. Includes exposure to the ZAR/USD exchange rate on any growth at maturity.
Capital Protection: A fully capital-protected South African Rand (ZAR) investment ensures your initial capital is safeguarded.
Attractive Returns: Designed to offer competitive returns while managing risk.
Intra-Term Liquidity: Provides flexibility through access to funds during the investment term.
Portfolio Diversification: An ideal choice for investors seeking to diversify portfolios post-market corrections without the risk of zero returns or capital loss.
The Investment Overview of the USD Offshore Global Note
It is based on the BNP Paribas Multi-Asset Global Diversified Index.
Invest Locally,
Gain International Exposure
100% Assets
bought in USD
Markets do
their thing
Fund Maturity =
100% Capital Return + Profit
USD Offshore Global Note Calculator
USD Offshore Global Note Calculator
Are you worried about loss?
Your initial investment amount is protected.
The Aluma USD Offshore Investment Note comes with a 100% Capital Protection. No matter what happens within the marlets you will still receive your initial investment back. You lose nothing, but gain if profits are made.
Would you like to get started on your offshore journey?
For whom is this investment suitable?
- Want to invest in South African rand and have a minimum lump sum of R250,000.
- Want some exposure to foreign currency.
- Understand and are comfortable with the Index.
- Are able to commit a quarter of your money for one and three years respectively and the other half for five years.
- Do not want to risk losing any capital, provided you remain invested for the full term of each tenure in the Investment.
- Would like to earn attractive Fixed Returns and at the same time benefit geared exposure to any positive growth of global stock markets.
- Want to diversify your portfolio to markets and assets outside South Africa.
- Cannot accept that the Index may achieve no or very little growth and that the return on the Multi-asset Index portion of your Investment could after five years be zero or less than you could have earned in a low-risk deposit account.
- Do not understand or are not comfortable with the Index used.
- Would prefer no foreign currency exposure.
- Are not willing to assume the full credit risk of the Issuer. If the creditworthiness of the Issuer declines over the investment term, the value of your Investment may also fall, which may result in capital loss if the Investment is sold before maturity. If the Issuer is unable to repay capital or any return due at maturity, you will get back less than is due to you or nothing at all.
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* All investments carry an inherent level of risk, and any income generated from them may fluctuate. Past performance is not a reliable indicator of future results. Independent financial advice is recommended to ensure this investment is suited to your investment needs and meets your level of risk.