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 Aluma Capital (Pty) Ltd is a registered Financial Services Provider (FSP 46449) in terms of The Financial Advisory and Intermediary Services Act (37 of 2002)

Aluma Multi-Asset Global Note

Get Global Exposure to your Capital.
Bespoke Multi-Asset allocation with 100% Capital Protection at maturity.

Learn More

Aluma Multi-Asset Global Note

Get Global Exposure to your Capital.
Bespoke Multi-Asset allocation with 100% Capital Protection at maturity.

Learn More

Aluma Multi-Asset Global Note

The Aluma Multi-Asset Global Note (“Note”) is a five-year 100% capital protected investment link to a weighted multi-asset fund basket. The investment objective of the Note is to provide uncapped participation with no minimum ZAR return. It is Aluma’s view that this investment could be suitable for investors who require exposure to a medium-risk, multi-asset balanced allocation with 100% ZAR capital protection at maturity.

ZAR Capital Protection at Maturity.
Uncapped Participation.
USD/ZAR Positive Return Exposure.

Aluma Multi-Asset Global Note

The Aluma Multi-Asset Global Note (“Note”) is a five-year 100% capital protected investment link to a weighted multi-asset fund basket. The investment objective of the Note is to provide uncapped participation with no minimum ZAR return. It is Aluma’s view that this investment could be suitable for investors who require exposure to a medium-risk, multi-asset balanced allocation with 100% ZAR capital on maturity.

ZAR Capital Protection at Maturity.
Uncapped Participation.
USD/ZAR Positive Return Exposure

Fund Basket Description and Weighting

Global Equity (35%)

The Fund’s objective is long-term capital growth. The Fund invests predominantly in equity securities of companies in developed Countries and may also invest in equity securities in emerging markets.

EU Government (15%)

The objective of the Fund is to archive in the medium term an average return in excess of the return of a portfolio of debt instruments issued by governments of the Eurozone (measured by the performance of the JPM EME Government Bond Index in Euro).

US Government (15%)

The EFT seeks to track the investment returns of an index composed of U.S. Treasury bonds with the remaining maturities greater than twenty years.

Global High Yield (10%)

The Fund’s objective is capital protection. The Fund primarily invests in assets in securities denominated in USD. The Fund invests between 80 – 120% in high-yield products via credit default swaps (CDS) indices.

Global Long Term Growth (10%)

The Fund’s objective is to provide long term capital growth. The Fund invests at least two-thirds of its total assets in non-government bonds, which may include contingent convertible bonds, non-government fixed income securities, and asset backed securities from all around the world.

Commodities (15%)

The Fund’s objective is to replicate the performance of the LOIM Commodity Index. The Fund primarily invests in several first-class financial institutions through one or several swap agreements. The Fund invests in Cash and Cash Equivalents (ABS/MBS). The Fund may invest up to 10% of its assets in UCIs.

Projected Return Examples

The examples below hypothetically illustrate how the investment would work based on an amount of R1,000,000.00. These are for illustrative purposes only and are based on the assumption that no early withdrawals are made from your investment.

Scenario 1: Rand Stays Flat

USD/ZAR = R18.00 when the investment is made and USD/ZAR = R18.00 on the Maturity Date.

Scenario 2: Rand Depreciation Scenario

USD/ZAR = R18.00 when the investment is made and USD/ZAR = R21.00 on the Maturity Date.

The Multi-Asset Global Note Calculator

PLEASE NOTE: The calculations below hypothetically illustrate how the investment would work. These are for illustrative purposes only and are based on the assumption that no early withdrawals are made from your investment.

Have an advisor contact you

Should you have any additional queries regarding the Aluma Multi-Asset Global Note, please provide us with your details and the amount you wish to invest and we will contact you.

Multi-Asset Global Note Query Form

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