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Aluma Capital (Pty) Ltd is a registered Financial Services Provider (FSP 46449) in terms of The Financial Advisory and Intermediary Services Act (37 of 2002)

Secure growth

with fixed returns

100% Capital Protection at Maturity*
on your initial investment while
achieving growth with a
12.6% Rate of Return.

Calculate your Returns
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Secure growth

with fixed returns

100% Capital Protection at Maturity* on your initial investment while achieving growth with a 12.6% Rate of Return.

Calculate your Returns
Call Me Back

What is the Fixed Return Growth Portfolio all about?

The Fixed Return Portfolio provides 100% capital protection on the client’s initial investment amount at maturity, provided the investment is held for the full investment term. Capital protection refers to the portfolio manager’s obligation to repay the initial principal amount at maturity and does not constitute a guarantee by any third party.

Fixed Return Growth Portfolio product breakdown

Risk Profile

Low – Medium

Rate of Return

12.6%

Term

5 years

Investment Focus

Established companies in growth / expansion phase,
including select later-stage businesses; proven
performance and strong earnings potential.

Capital Protection

100% Capital Protection at Maturity

Investment Portfolio

Growth Portfolio
What are the Aluma Capital benefits?

  • 100% Capital Protection at Maturity on your initial investment while providing growth on your capital.

  • Suitable for individuals and institutional investors who are seeking a low to medium risk product that generates a pre-set return.

Growth: Focuses on investments that yield predictable growth, ensuring steady returns.

Access: Breaks down the barriers that have historically prevented individuals from accessing private investments.

Liquidity: 5-year investment horizon, with interest payments offering additional liquidity in the interim.

Capital Protection: Focuses on lower-risk strategies, significantly reducing the risk of capital loss.

Fixed Return Growth Portfolio product breakdown

Risk Profile

Low – Medium

Rate of Return

12.6%

Term

5 years

Investment Focus

Established companies in growth / expansion phase,
including select later-stage businesses; proven
performance and strong earnings potential.

Capital Protection

100% Capital Protection at Maturity

Investment Portfolio

Growth Portfolio
What are the Aluma Capital benefits?

  • 100% Capital Protection at Maturity capital protection on your initial investment while providing growth on your capital.

  • Suitable for individuals and institutional investors who are seeking a low to medium risk product that generates a pre-set return.

Growth: Focuses on investments that yield predictable growth, ensuring steady returns.

Access: Breaks down the barriers that have historically prevented individuals from accessing private investments.

Liquidity: 5-year investment horizon, with interest payments offering additional liquidity in the interim.

Capital Protection: Focuses on lower-risk strategies, significantly reducing the risk of capital loss.

Today’s Vision, Tomorrow’s Wealth

Calculate your Returns

What are the Benefits of Fixed Return Growth Portfolio?

Capital Protection

Investors receive 100% capital protection at maturity, protecting their investment in the event of market fluctuations or economic uncertainties.

12.6% Rate of Return

With a Rate of Return of 12.6%* per annum, investors have the opportunity to realise above average, pre-set returns on their investment.

Growth on your Capital

The Fixed Growth option focuses on capital appreciation through long-term growth. Provides investors the ability to better align their investment planning to their long term investment goals.

Invest Digitally

In the AI era where you can do most things online, why shouldn’t you be able to invest online?
* The performance rate is the minimum rate of return that an investment must generate in order to be considered successful.
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Fixed Return Growth Portfolio Calculator

Calculate your potential returns on your capital. Investments start from R100,000.
Fixed Return Growth Portfolio Calculator Mobile
R
PLEASE NOTE: Minimum investment of R100,000 required.

Fixed Return Growth Portfolio Calculator

Calculate your potential returns on your capital. Investments start from R100,000.
Fixed Return Growth Portfolio Calculator Desktop
R
PLEASE NOTE: Minimum investment of R100,000 required.

Start investing
digitally in under
10 minutes

Why use Digital
Investing?

Digital investing,
often referred to
as “robo-advisory”,
uses technology and
algorithms to automate
investment advice and
portfolio management. This
approach offers cost-effective solutions for investors seeking to optimise their investment strategies.

Start investing digitally in under 10 minutes

Why use Digital Investing?

Digital investing, often referred to as “robo-advisory”, uses technology and algorithms to automate investment advice and portfolio management. This approach offers cost-effective solutions for investors seeking to optimise their investment strategies.

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Fixed Return Growth Portfolio Quick Contact
Minimum Investment of R100,000
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* All investments carry an inherent level of risk, and any income generated from them may fluctuate. Past performance is not a reliable indicator of future results. Independent financial advice is recommended to ensure this investment is suited to your investment needs and meets your level of risk.

Fixed Return
Growth Portfolio

This investment option provides 100% Capital Protection at Maturity* on your initial investment, while also delivering growth with a 12.6% Rate of Return.

* Please note that the use of words or phrases such as (or similar to) “capital protected” in the name of any relevant security or anywhere in the relevant documentation or marketing material refers only to the obligation of the portfolio manager to repay any initial principal amount at maturity.

The relevant security is not guaranteed by any party.

Capital Protection is only applicable if the product is held until maturity, i.e. for the full term.