The Difference Between Saving and Investing
Insights on Financial Planning

Esmarie Yssel presenting on Pretoria FM | 04 March 2025
In this episode of Geldsake on Pretoria FM, Esmarie Yssel discusses with Pieter van den Berg, Senior Financial Advisor at Aluma Capital, the crucial differences between saving and investing. Pieter shares practical advice on how to approach budgeting, manage risks, and make informed investment decisions, especially for retirees dealing with fluctuating interest rates. He emphasizes the importance of diversifying investments and choosing regulated financial products to ensure security and steady growth. Whether you’re looking to start saving or make your money work harder, this episode is packed with actionable insights to help you plan your financial future more effectively.