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 Aluma Capital (Pty) Ltd is a registered Financial Services Provider (FSP 46449) in terms of The Financial Advisory and Intermediary Services Act (37 of 2002)

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Paygate Terms and Conditions

  1. Detailed description of goods and/or services
    Aluma Capital (Pty) Ltd is a business in the Finance industry that is a Asset and Fund Manager. We are an authorized Financial Services Provider with the South African Financial Sector Conduct Authority (FSCA) with FSP Number 46449.
  2. Delivery policy
    Subject to availability and receipt of payment, requests will be processed within 2 days and delivery confirmed by way of email.
    for e.g. booking number / booking voucher etc. and must mention the use of courier and/or postal services and associated costs, if applicable.)
  3. Export restriction (Optional)
    The offering on this website is available to South African clients only.
  4. Return and Refunds policy
    The provision of goods and services by Aluma Capital (Pty) Ltd is subject to availability. In cases of unavailability, Aluma Capital (Pty) Ltd will refund the client in full within 30 days. Cancellation of orders by the client will attract a 2% administration fee.
    (If appropriate – provide details of your policy regarding damaged goods. Also mention guarantees, warranties, etc.)
  5. Customer Privacy policy
    Aluma Capital (Pty) Ltd shall take all reasonable steps to protect the personal information of users. For the purpose of this clause, “personal information” shall be defined as detailed in the Promotion of Access to Information Act 2 of 2000 (PAIA). The PAIA may be accessed on: https://www.justice.gov.za/legislation/acts/2000-002.pdf
  6. Payment options accepted
    Payment may be made via Visa, MasterCard, Diners or American Express Cards or by bank transfer into the Aluma Capital (Pty) Ltd bank account, the details of which will be provided on request.
  7. Card acquiring and security
    Card transactions will be acquired for Aluma Capital (Pty) Ltd via PayGate (Pty) Ltd who are the approved payment gateway for all South African Acquiring Banks. DPO PayGate uses the strictest form of encryption, namely Secure Socket Layer 3 (SSL3) and no Card details are stored on the website. Users may go to www.paygate.co.za to view their security certificate and security policy.
  8. Customer details separate from card details
    Customer details will be stored by Aluma Capital (Pty) Ltd separately from card details which are entered by the client on DPO PayGate’s secure site. For more detail on DPO PayGate refer to www.paygate.co.za.
  9. Merchant Outlet country and transaction currency
    The merchant outlet country at the time of presenting payment options to the cardholder is South Africa. Transaction currency is South African Rand (ZAR).
  10. Responsibility
    Aluma Capital (Pty) Ltd takes responsibility for all aspects relating to the transaction including sale of goods and services sold on this website, customer service and support, dispute resolution and delivery of goods.
  11. Country of domicile
    This website is governed by the laws of South Africa and Aluma Capital (Pty) Ltd chooses as its domicilium citandi et executandi for all purposes under this agreement, whether in respect of court process, notice, or other documents or communication of whatsoever nature, Cnr. Lynwood & Botterklapper Street, Pretoria.
  12. Variation
    Aluma Capital (Pty) Ltd may, in its sole discretion, change this agreement or any part thereof at any time without notice.
  13. Company information
    This website is run by Aluma Capital (Pty) Ltd (sole trader / private company / close corporation) based in South Africa trading as Aluma Capital and with registration number 2015/209991/07 and Orce Pesev, Mzwandile Maziya, David van Niekerk and Jean Van Rooyen (Director(s)/Member(s)/Owner(s)).
  14. Aluma Capital (Pty) Ltd contact details
    Company Physical Address: Cnr. Lynwood & Botterklapper Street, Pretoria
    Email: finance@aluma.co.za
    Telephone: 012 012 5291
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